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How would you cope without an income?
Make sure you’re ready should the unexpected happen Mental health conditions might not be as easy to pin down as physical health...


How to read more books
If you want to read more books, you’re not alone. An American survey found that more than a third of adults report a desire to read more...


Millennials look to build long-term wealth
Giving up on cash altogether, disillusioned by today’s dismal savings rates The number of people in their 20s and early 30s choosing to...


Tax relief and pensions
Annual and lifetime limits Saving into a pension is one of the most tax-efficient ways to save for your retirement. Not only do pensions...


Supporting younger generations
Giving grandchildren financial security is an important goal for many If you are a grandparent, it’s natural to want to help out the...


Caveat emptor: ‘let the buyer beware’
Increase in victims of financial scams related to COVID-19 As a result of the coronavirus (COVID-19) pandemic, there has sadly been an...


Minimum age for pensions freedoms rises to 57
The government has confirmed that the minimum age for drawing a personal pension is to rise to 57 in 2028. Savers who pay into a personal...


Women Against State Pension Inequality lose appeal
In September, two women who represented the interests of Women Against State Pension Inequality (Waspi) lost a crucial court of appeal...


The Chancellor’s Winter Economic Plan
In December 2019, the Conservatives won an 80 seat majority in the General Election and three months later, new Chancellor Rishi Sunak...


Three hidden ways that Covid could damage your financial security
The Covid crash has threatened the prosperity of millions across the country. While government support measures have gone some way to...


Three of the best autumn holiday destinations in the UK
After quarantine measures were imposed during August for returnees from several European countries including France and Spain, many will...


House prices have rebounded, but is it a “false dawn”?
At first glance, recent figures from the housing markets appear wholly positive. During July, Nationwide reported a 1.7% leap in prices....


Is ‘the bank of mum and dad’ closing its doors?
The effects of the so-called ‘Stamp Duty Holiday’ have dominated the recent property news. According to Rightmove, recent weeks have seen...


How did lockdown change our personalities?
There wasn’t just one lockdown – each person had their own unique experience over the three and a half months that were unlike any...


What are the proposed changes to IHT for siblings?
At the moment, only those who are married or who are registered civil partners are exempt from paying inheritance tax (IHT) on money or...


Make your lockdown saving habits last a lifetime
While the economic consequences of lockdown saw many households struggle, others have been able to save far more than usual. Data...


Could over-40s pay more tax to solve the social care crisis?
The question of who should pay for social care is a pressing one; successive governments have grappled with the issue and none have found...


Will Covid-19 hasten the demise of cash?
The use of cash was already dwindling in recent years, with cards being the preferred method of payment (especially contactless). Since...


Inheritance Tax
Passing assets tax-efficiently to the next generation Making provision for your loved ones after you have gone is an essential part of...


What does the stamp duty holiday mean for me?
In his 8 July summer statement, Chancellor Rishi Sunak confirmed that the stamp duty threshold will be immediately raised to £500,000 in...
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