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What can go wrong with the Bank of Mum and Dad?
Being part of the sixth largest lender in the whole of the UK can be a challenge. Especially when you’re completely unregulated and...


What’s in a number? Is 70 the new 65?
When do you become classed as elderly? Or are you as simply as old as you feel? Research from the Office for National Statistics has...


Six Tips to beat Christmas Credit Card Blues
Ask most people to guess at the most depressing day of the year and they might choose the day they go back to work after the summer...


Can I afford to retire?
Retirement has often been described as “the longest holiday of your life.” But attractive as that sounds, can you afford to pay for the...


The 62 per cent income tax trap
Paying tax is a necessary part of earning income and being part of a society. That is accepted. But while you may have thought that the...


Off for some winter sun? 7 top tips to get the best deal on your holiday money
With the dark nights drawing in and the weather getting colder, you may be tempted to head off to sunnier climes. But while you may get a...


Is inheritance tax for the chop?
Inheritance tax is deeply unpopular, there’s no denying it. According to a 2015 YouGov poll, 59 per cent of the population think it’s...


Financial Planning in your fifties, sixties and seventies
It’s easy to assume that all the major changes in life – finding a job, marriage, a family – take place in the early years. In fact there...


Back to 60 campaigners fight on
The campaigning group, Back to 60, has lost their fight at the High Court to seek redress for the inequality around the state pension...


Why the humble 50p could be worth investigating
The 50p has been in circulation for over fifty years. It was the world’s first seven-sided coin and was introduced to replace the ten...


Making sure you’re on track to retain your lifestyle in retirement
Do you feel like you just go to work day in, day out, with the weeks quickly turning to months and the months to years? If that’s the...


Planning a ski trip? Try somewhere a little unusual
With so many different resorts out there, it’s easy to be so spoilt for choice that you just can’t decide where to go. But what if you...


4 tips to make your finances less scary this Halloween
With October kicking into high gear, bringing with it fiery-coloured leaves, thicker coats and fancy dress costumes, have a read of our...


Financial lessons for parents of students
If you’ve got a son or daughter at college or university, you could have some stark financial lessons ahead. Getting the grades may have...


4 top tips on what to do in the first 30 days of your retirement
So, you’ve decided when you’re going to retire and you know what you’re going to do in the days leading up to your final day in work. You...


How the cycle to work scheme has gone up a gear
There’s no doubt that cycling has escalated in popularity in recent years. You won’t travel far on Briitsh roads today before you come...


Would more people actually like to retire a little later?
This may seem a surprising suggestion. Surely most people are eagerly looking forward to early retirement, not thinking about postponing...


Own a second property? Here’s some changes you need to be aware of
There have been several changes relating to Capital Gains Tax (CGT) over the past few years. The coming years are set to bring more....


Marshmallows and financial planning
The Stanford marshmallow experiment is one of the most famous pieces of social science research out there. It has arguably influenced the...


What is the tapered Annual Allowance and why reform will help the NHS
According to the NHS Confederation, the Chancellor Sajid Javid could address the NHS pensions crisis by scrapping the tapered Annual...
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