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The retirement mistruth
If you pay much attention to the media and advertisers, you may think that retirement is all about riding jet skis, sipping sherry on the...


Five million pension savers at risk of falling prey to scammers
A joint warning from The Pensions Regulator (TPR) and the Financial Conduct Authority (FCA) says that five million pension savers could...


How to stay safe online
As we venture further into this new digital age, the security of your personal data grows more and more important. That’s why, for this...


Stamps, coins and automobiles… What collectibles are you passionate about?
The desire to collect tangible objects has been an inherent part of life since we gave up our nomadic lifestyle thousands of years ago....


Drawdown tax and flexible retirement income. What does it all mean?
Once you reach 55, a whole spread of opportunities will open themselves up to you. One such bonus is the fact that you can finally access...


Gifting rules and inheritance tax, what you might not know
Following an in depth study conducted by the National Centre for Social Research (NCSR) and the Institute for Fiscal Studies (IFS), it...


Defined Contribution vs Defined Benefit – what’s the difference and what’s the trend?
As defined contribution pension plans overtake defined benefit (in terms of money paid into schemes) for the first time ever, more and...


The UK is struggling to save; what are the implications?
A study found in 2018 that one in four adults have no savings. Many residents in the UK wish that they had cash to save, however high...


6 bad habits to avoid during retirement
Planning for retirement can be complicated, as anyone approaching the end of their working life will tell you. However, navigating the...


3 tips to avoiding inheritance tax
Benjamin Franklin famously said, ‘In this world nothing can be said to be certain except death and taxes’. And if your estate is valued...


Teaching your children about money in family life
Before your children are off to primary school, they may be with you for much of your weekday life, and go with you wherever you go. So...


The Fundamentals of Cash Flow Modelling
George Horace Lorimer once said: “It’s good to have money and the things that money can buy, but it’s good too, to make sure you haven’t...


What does the auto-enrolment increase mean for you?
From 6 April 2019, minimum contributions from employers and staff increase. This applies to all employers with staff in a pension scheme...


The perks of saving into a Junior ISA
There are so many factors for a parent to consider in doing their best to make sure their children are prepared for the world when they...


The 4 steps for spending your inheritance wisely
If you’ve received money in a will from a relative or close friend, it can be difficult to have a clear idea of what to do with it. Of...


AE policy adds pensions for 10 million workers
The Department for Work and Pensions has hit its target of bringing 10 million workers into occupational pensions, a year ahead of...


A snapshot of average weekly household spending
In January, the Office for National Statistics (ONS) released their latest Family Spending Survey, revealing the intimate details of...


Why moving abroad can affect your state pension
Retiring overseas is a dream for many Brits. After all, who wouldn’t be tempted by the better climate and the amazing travel...


Too late to start saving?
Not beginning to save towards your retirement until you reach your fifties would not so long ago have been considered leaving matters far...


Top tips for retiring successfully
Your retirement should be something you look forward to: a time when you can reward yourself for the years of hard work you’ve put into...
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